Karjala Health Markets
Your trusted Medicare insurance specialist serving the Coachella Valley since 2009.
Dedicated to Your Healthcare Needs
Karjala Health Markets was founded by Charise Karjala with a simple mission: to help individuals and families in the Coachella Valley navigate the complex world of Medicare and health insurance with confidence and ease.
With over 15 years of experience in the health insurance industry, Charise has built a reputation for personalized service, expert knowledge, and genuine care for her clients. She works with multiple insurance carriers to provide unbiased guidance and a wide selection of plans.
Whether you're turning 65 and new to Medicare, or looking to review your current coverage, we're here to help you find the plan that best fits your needs and budget.
Why Choose Us?
Medicare Complaints
To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.
Plan Availability
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-844-704-7357), 24 hours a day/7 days a week, to get information on all of your options.
Independent Operation Disclosure
Attention: This website is operated independently from HealthMarkets Insurance Agency, Inc. and is not the Health Insurance Marketplace® website. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and DC. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in an insurance plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information.
QHP Enrollment
Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.
Benefit Description
This information is not a complete description of benefits. Call the Plan’s customer service phone number for more information.
Get to Know Us
Take a look at our community involvement and our team in action. We are more than just insurance agents—we are part of your community.
What Drives Us
Integrity
We provide honest, transparent advice. We will never recommend a plan that doesn't serve your best interests.
Compassion
We understand that healthcare decisions can be stressful. We approach every interaction with empathy and patience.
Excellence
We continuously educate ourselves on Medicare changes and new plan offerings to provide you with the best guidance.
Let's Find Your Perfect Plan
Contact us today for a free consultation. We'll help you understand your Medicare options and find the coverage that's right for you.